No website needed
If you sell over chat, social media or email, a payment link is the fastest way to get paid. Create the link in your ONE Payments dashboard, set the amount, and share it however you like. Your customer opens the link on their phone or computer, picks a payment method, and completes the payment in a few steps — no app to download and no account to create. This makes payment links ideal for small businesses, freelancers and service providers who want to take payments today without building or maintaining a website. When you are ready for more, the same account scales into hosted checkout and API payments, so you never have to switch providers as your needs grow.
Accept cards, wallets and PayNow
A payment link is not limited to one way of paying. Your customers can pay by Visa, Mastercard, American Express, JCB or UnionPay, use Apple Pay or Google Pay for a fast mobile checkout, or choose PayNow to pay straight from their banking app. Giving people the method they already trust helps you close more sales and reduces the back-and-forth of chasing payment. Because everything runs through ONE Payments, each paid link appears alongside your other transactions, so your records stay tidy and reconciliation is simple. You get the flexibility of many payment methods with the simplicity of a single link to share, which is a powerful combination for businesses that sell on the move.
Great for invoices, social selling and deposits
Payment links fit the way modern businesses actually sell. Send a link on an invoice so clients can pay instantly instead of arranging a manual transfer. Drop a link into a social media conversation to turn interest into a completed sale on the spot. Ask for a deposit before you start a job, or collect full payment on delivery. Because each link can carry its own amount and description, you can use them across very different situations without extra setup. If you later want a full storefront experience, explore online payments with hosted checkout and API options — your ONE Payments account supports both as you grow, so payment links can be your first step rather than your only one.
Simple pricing, no monthly fee
Payment links use the same clear pricing as the rest of ONE Payments. Domestic card payments cost 2.7% plus USD 0.50 per transaction, with no setup fee and no monthly fee, so you are never paying just to keep the option available. International cards add 0.7% on top. You only pay when a link is actually paid, which keeps costs in line with the sales you make — helpful for seasonal or occasional selling where volume varies month to month. Higher-volume businesses can ask about custom rates. Review the details on our pricing page, or contact sales if you want help estimating your costs before you start.
