Restricted businesses
You are prohibited from using One Payments service for activities that:
- Involve inappropriate content, goods, or services that promote, cause, or further hate, violence, racism, or religious persecution.
- Include drug paraphernalia.
- Involve drugs, illicit substances, steroids, and certain controlled substances or other products that pose a risk to consumer safety.
- Encourage, promote, facilitate, or instruct others to engage in illegal activities.
- Infringe on any registered copyrights, trademarks, or other intellectual property rights.
- Involve the sale of products or services identified by government agencies as likely to be fraudulent.
- Involve offering or receiving payments for bribery or corruption.
- Are related to pyramid or Ponzi schemes.
- Relate to the sale of dangerous or hazardous goods.
- Involve the sale of government IDs or documents.
- Include stolen goods, including digital and virtual goods.
- Involve transactions with fraudulent or deceptive marketing practices.
- Violate any law, statute, ordinance, or regulation.
- Involve weapons, firearms, and ammunition.
Activities Requiring Approval
One Payments requires pre-approval to accept payments for the following services:
- Future service deliveries, including airlines, travel agencies, hotel bookings, and event ticketing.
- Collecting donations as a charity or non-profit organization.
- Any debt and loan-related businesses.
- Internet pharmacies (including referral sites) or prescription drugs/devices.
- cryptocurrencies or virtual currencies; crypto-assets or virtual assets, non-fungible tokens (NFTs) and initial coin offerings (ICOs)
- stablecoins and tokenized “real world assets” including commodities, real estate, currencies and financial instruments.
- Adult entertainment and related services, including pornography, escort services, prostitution services and/or any form of advertising of or for sexual services;
- Dealing in jewels, precious metals, and stones.
- Acting as a money transmitter or selling stored value cards; selling stocks, bonds, securities, options, futures (forex), or an investment interest in any entity or property, or providing escrow services.
- Financial services, including (and not limited to):
-- Acceptance of deposits and other repayable funds from the public, including crowdfunding;
-- Lending;
-- Buy now pay later services;
-- Financial leasing;
-- Money or value transfer services;
-- Money and currency changing;
-- Issuing and managing means of payment (e.g. credit and debit cards, cheques, traveller's cheques, money orders and bankers' drafts, electronic money);
-- Financial guarantees and commitments;
-- Carry out a business that provides trading services in:
- money market instruments (cheques, bills, certificates of deposit, derivatives etc.);
- foreign exchange;
- exchange, interest rate, index and hybrid asset classes instruments;
- transferable securities;
- commodity futures trading.
- cryptocurrencies, crypto-assets, virtual currencies, virtual assets, non-fungible tokens (NFTs) and initial coin offerings (ICOs)
- stablecoins and tokenized “real world assets” including commodities, real estate, currencies and financial instruments,
- Selling alcoholic beverages, e-cigarette devices, and non-cigarette tobacco products.
- Activities involving gambling, gaming, and/or any other activity with an entry fee and a prize, including but not limited to casino games, sports betting, horse or greyhound racing, fantasy sports, lottery tickets, and other ventures that facilitate gambling, games of skill (whether or not legally defined as gambling), and sweepstakes, if the operator and customers are located exclusively in jurisdictions where such activities are permitted by law.
